• About us
    • Who we are
    • Mission
  • Contacts
  • English
    • Português (Portuguese (Portugal))
    • Español (Spanish)
    • Français (French)
  • Login
  • Register
Investorpolis
Advertisement
  • Home
  • Investing Series Guide
    • All
    • I. Goal Based Investing
    • II. Compounding & Inflation
    • III. Assets Risks & Returns
    • IV. Efficient Diversification
    • IX. Sustainable Investing and ESG
    • V. The Investor
    • VI. Assets and Investments
    • VII. Index Funds
    • VIII. Successful Investing
    • XI. Other Topics
    Simple Portfolio Series (DIY) Part 2: The Traditional Portfolio 60/40, what it is, for whom, and its performance

    Simple Portfolio Series (DIY) Part 2: The Traditional Portfolio 60/40, what it is, for whom, and its performance

    Simple or Lazy Portfolio Series (DIY): Part 1 – Overview

    Simple or Lazy Portfolio Series (DIY): Part 1 – Overview

    Choosing Mutual Funds Series: Part 5 – Funds availability and currency of investment

    Choosing Mutual Funds Series: Part 5 – Funds availability and currency of investment

    Maximize time invested in the stock market instead of market timing: Part 2. Impossibilities and losses (cont.)

    Maximize time invested in the stock market instead of market timing: Part 2. Impossibilities and losses (cont.)

    Maximizing time invested in the stock market instead of market timing: Part 1 – Biases and losses

    Maximizing time invested in the stock market instead of market timing: Part 1 – Biases and losses

    ESG Investing Series: Part 9 – Developments and models of corporate governance regulation in the world

    ESG Investing Series: Part 9 – Developments and models of corporate governance regulation in the world

    Trending Tags

      • I. Goal Based Investing
      • II. Compounding & Inflation
      • III. Assets Risks & Returns
      • IV. Efficient Diversification
      • V. The Investor
      • VI. Assets and Investments
      • VIII. Successful Investing
      • IX. Sustainable Investing and ESG
      • X. Kits and Tips
      • XI. Other Topics
    • Wealth and Investing
      • All
      • Investing
      • Wealth
      How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

      How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

      Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

      Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

      Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

      Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

      Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

      Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

      Outlook 2023: Part 2 – Investment losses in 2022 cost so much that sometimes we forget about previous gains

      Outlook 2023: Part 2 – Investment losses in 2022 cost so much that sometimes we forget about previous gains

      Outlook 2023: Part 1 – 2022 was a bad year for investments, but we can’t lose the medium and long-term perspective

      Outlook 2023: Part 1 – 2022 was a bad year for investments, but we can’t lose the medium and long-term perspective

      Trending Tags

        • Investing
        • Wealth
      • Retirement & Savings
        • All
        • Retirement
        • Savings
        Retirement Series: How much money do we need to live through retirement?

        Retirement Series: How much money do we need to live through retirement?

        Retirement Series: Part 1 – Overview – A backwards view

        Retirement Series: Part 1 – Overview – A backwards view

        How many years do our public or social pensions last?

        What is the replacement rate of retirement pensions?

        How many years will we live in retirement?

        Planning for a good financial life in retirement

        Trending Tags

          • Retirement
          • Savings
        • Tools
          • All
          • Calculators
          • Publications
          • Sites and apps
          Morningstar Rating for Funds

          Morningstar Rating for Funds

          Morningstar’s European Active/Passive Barometer

          Morningstar’s European Active/Passive Barometer

          Morningstar’s U.S. Active vs. Passive Barometer

          Morningstar’s U.S. Active vs. Passive Barometer

          The Power of Dividends: Past, Present, and Future, Hartford Funds, 2021

          The Power of Dividends: Past, Present, and Future, Hartford Funds, 2021

          OECD Corporate Governance Factbook 2021

          OECD Corporate Governance Factbook 2021

          G20/OECD Principles of Corporate Governance, 2015

          G20/OECD Principles of Corporate Governance, 2015

          Trending Tags

          • calculators
          • Calculators
          • Publications
          • Sites and apps
        • More
          • All
          • Best of
          Best Of Mutual Funds Series: Dividend Stocks for Investors Outside the U.S.

          Best Of Mutual Funds Series: Dividend Stocks for Investors Outside the U.S.

          Best Of Mutual Funds Series: Dividend Stocks for U.S. Investors

          Best Of Mutual Funds Series: Dividend Stocks for U.S. Investors

          Best Of Mutual Funds Series: Investment Grade Bonds, Indexed, for Eurozone Investors

          Best Of Mutual Funds Series: Investment Grade Bonds, Indexed, for Eurozone Investors

          Best Of Mutual Funds Series: US Bonds, Indexed, for US Investors

          Best Of Mutual Funds Series: US Bonds, Indexed, for US Investors

          Best Of Mutual Funds Series: Passive, US Large Stocks, for Non-US Investors

          Best Of Mutual Funds Series: Passive, US Large Stocks, for Non-US Investors

          Best Of Mutual Funds Series: Passive Large US Stocks for US Investors

          Best Of Mutual Funds Series: Passive Large US Stocks for US Investors

          Trending Tags

            • Best of
            • Reviews
            • Snapshots
            • Others
          No Result
          View All Result
          • Home
          • Investing Series Guide
            • All
            • I. Goal Based Investing
            • II. Compounding & Inflation
            • III. Assets Risks & Returns
            • IV. Efficient Diversification
            • IX. Sustainable Investing and ESG
            • V. The Investor
            • VI. Assets and Investments
            • VII. Index Funds
            • VIII. Successful Investing
            • XI. Other Topics
            Simple Portfolio Series (DIY) Part 2: The Traditional Portfolio 60/40, what it is, for whom, and its performance

            Simple Portfolio Series (DIY) Part 2: The Traditional Portfolio 60/40, what it is, for whom, and its performance

            Simple or Lazy Portfolio Series (DIY): Part 1 – Overview

            Simple or Lazy Portfolio Series (DIY): Part 1 – Overview

            Choosing Mutual Funds Series: Part 5 – Funds availability and currency of investment

            Choosing Mutual Funds Series: Part 5 – Funds availability and currency of investment

            Maximize time invested in the stock market instead of market timing: Part 2. Impossibilities and losses (cont.)

            Maximize time invested in the stock market instead of market timing: Part 2. Impossibilities and losses (cont.)

            Maximizing time invested in the stock market instead of market timing: Part 1 – Biases and losses

            Maximizing time invested in the stock market instead of market timing: Part 1 – Biases and losses

            ESG Investing Series: Part 9 – Developments and models of corporate governance regulation in the world

            ESG Investing Series: Part 9 – Developments and models of corporate governance regulation in the world

            Trending Tags

              • I. Goal Based Investing
              • II. Compounding & Inflation
              • III. Assets Risks & Returns
              • IV. Efficient Diversification
              • V. The Investor
              • VI. Assets and Investments
              • VIII. Successful Investing
              • IX. Sustainable Investing and ESG
              • X. Kits and Tips
              • XI. Other Topics
            • Wealth and Investing
              • All
              • Investing
              • Wealth
              How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

              How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

              Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

              Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

              Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

              Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

              Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

              Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

              Outlook 2023: Part 2 – Investment losses in 2022 cost so much that sometimes we forget about previous gains

              Outlook 2023: Part 2 – Investment losses in 2022 cost so much that sometimes we forget about previous gains

              Outlook 2023: Part 1 – 2022 was a bad year for investments, but we can’t lose the medium and long-term perspective

              Outlook 2023: Part 1 – 2022 was a bad year for investments, but we can’t lose the medium and long-term perspective

              Trending Tags

                • Investing
                • Wealth
              • Retirement & Savings
                • All
                • Retirement
                • Savings
                Retirement Series: How much money do we need to live through retirement?

                Retirement Series: How much money do we need to live through retirement?

                Retirement Series: Part 1 – Overview – A backwards view

                Retirement Series: Part 1 – Overview – A backwards view

                How many years do our public or social pensions last?

                What is the replacement rate of retirement pensions?

                How many years will we live in retirement?

                Planning for a good financial life in retirement

                Trending Tags

                  • Retirement
                  • Savings
                • Tools
                  • All
                  • Calculators
                  • Publications
                  • Sites and apps
                  Morningstar Rating for Funds

                  Morningstar Rating for Funds

                  Morningstar’s European Active/Passive Barometer

                  Morningstar’s European Active/Passive Barometer

                  Morningstar’s U.S. Active vs. Passive Barometer

                  Morningstar’s U.S. Active vs. Passive Barometer

                  The Power of Dividends: Past, Present, and Future, Hartford Funds, 2021

                  The Power of Dividends: Past, Present, and Future, Hartford Funds, 2021

                  OECD Corporate Governance Factbook 2021

                  OECD Corporate Governance Factbook 2021

                  G20/OECD Principles of Corporate Governance, 2015

                  G20/OECD Principles of Corporate Governance, 2015

                  Trending Tags

                  • calculators
                  • Calculators
                  • Publications
                  • Sites and apps
                • More
                  • All
                  • Best of
                  Best Of Mutual Funds Series: Dividend Stocks for Investors Outside the U.S.

                  Best Of Mutual Funds Series: Dividend Stocks for Investors Outside the U.S.

                  Best Of Mutual Funds Series: Dividend Stocks for U.S. Investors

                  Best Of Mutual Funds Series: Dividend Stocks for U.S. Investors

                  Best Of Mutual Funds Series: Investment Grade Bonds, Indexed, for Eurozone Investors

                  Best Of Mutual Funds Series: Investment Grade Bonds, Indexed, for Eurozone Investors

                  Best Of Mutual Funds Series: US Bonds, Indexed, for US Investors

                  Best Of Mutual Funds Series: US Bonds, Indexed, for US Investors

                  Best Of Mutual Funds Series: Passive, US Large Stocks, for Non-US Investors

                  Best Of Mutual Funds Series: Passive, US Large Stocks, for Non-US Investors

                  Best Of Mutual Funds Series: Passive Large US Stocks for US Investors

                  Best Of Mutual Funds Series: Passive Large US Stocks for US Investors

                  Trending Tags

                    • Best of
                    • Reviews
                    • Snapshots
                    • Others
                  No Result
                  View All Result
                  Investorpolis
                  No Result
                  View All Result
                  Home Wealth and Investing Investing

                  Why don’t we invest in what we consume?

                  13 de June, 2019
                  in Investing, Wealth and Investing
                  Reading Time: 5 mins read
                  0 0
                  0
                  Share on FacebookShare on Twitter

                  Wouldn’t it be a wonderful idea to invest in companies that produce goods or provide services that we all buy in the world, and therefore, are the world largest companies, the fastest growing and most profitable and safe?

                  It makes sense, doesn’t it! We invest in what we consume and all the others consume.

                  We spend and give a lot of money to these companies. Make ’em grow. Make money. Increase profits. These are the winning companies. Of the most profitable. Of the fastest growing. That invest. Those that have better prospects. So, these are the not only the companies that are more able to pay off their investors or shareholders, but also are ones of the safest. Companies that manufacture everything that we buy: mobile phones, internet, watches, televisions, automobiles, clothing, food, energy, oil and gas, large appliances, cosmetic products, hygiene products, medicines, transportation, hotels, etc.

                  Companies that sell everything that we use: telecommunications, electricity, banking and insurance, information technology, search engines, e-commerce, social networking, etc.

                  Usually these companies are the market leaders and with the higher brand recognition.

                  As we get up we use shampoos, shower gel, hair conditioner, toothpaste, shaver  (Procter and Gamble), shaving cream, deodorant or moisturizing creams (Beiersdorf), perfumes and other cosmetic products (L ´ L’Oreal). For breakfast we have cereals, yogurt (Danone) or other morning snacks. We always go with an Iphone (Apple), a Galaxy (Samsung) or another phone in our pocket and with a watch on the wrist (LVMH, Richemont or another). We go to work by car in a Volkswagen, Renault, BMW, Ford, Toyota, Mercedes, Kia, Honda or Hyundai or another. We listen to music on Spotify and we see movies and series on Netflix. We use traffic maps and weather applications from Google. When we arrived to work our computer is increasingly likely to be a laptop or a tablet from HP, Lenovo, Mac (Apple) or another. We use Microsoft Office and do research on Google. The PC or laptops can use Intel processors and Nvidia graphics slot cards. Throughout the day we take a look into our Facebook page and we exchange messages on Twitter. We shop online at Amazon. We buy clothes or home furnishings in Zara, H&M, LVMH or another. We pay with Visa or Mastercard card. When we get sick we take medicines from Pfizer, Merck, Abbvie, GlaxoSmithKline, Sanofi or AstraZeneca. We book trips on Tripadvisor, Expedia or another. Travel in airplanes of Boeing or Airbus. We have Siemens, Míele, General Electric or Ariston appliances. We use Sun or Skip detergents (Unilever). We do exercise with sportswear outfits from Nike or Adidas.

                  In Asia and increasingly around the world we know that the major companies are Alibaba, Tencent, JD.com, etc.  

                  And what if we could invest in all of these biggest companies in the world, with simplicity and low cost, wouldn’t it be phenomenal?

                  All these companies – Apple (Iphone and Mac), Microsoft (Office), Amazon, Google (search, maps), Facebook, Pfizer, Johnson & Johnson, Visa, Procter & Gamble (Gillette, Oral B, Tide, Pampers, Head and Shoulders, Pantene, Fairy), McDonald’s (hamburgers), Inditex (Zara), Beiersdorf (Nivea), Unilever (Knorr, Hellmann’s, Dove, Omo, Skip), BMW, Daimler, Volkswagen, Renault, Coca Cola, AbbVie (medicines), Nike (sport), LVMH (luxury clothing and spirits), Bayer (chemical and agricultural products), BASF, Sanofi, Adidas (sportswear), LÓreal (beauty products), Airbus, AB InBev, Danone (Yogurt), Samsung (Galaxy), Siemens (appliances), SAP, AstraZeneca, Diageo (spirits), GlaxoSmithKline (pharmaceuticals), British American Tobacco, Vodafone, Sony, Alibaba, Tencent, Baidu, Taiwan Semiconductors, Petrobras, … – and many more of the biggest in the world, are part of the main stock market indexes worldwide (and also bond indexes).

                  Beyond those companies there are many other that while each of us might be not a consumer, are also the ones with more customers, more sales and more profits. The largest companies in the world.  Multinational, regional or local companies. Big banks, oil, electricity, telecommunications companies, etc.: JP Morgan Chase, Bank of America, Banco Itaú, Exxon, Chevron, AT&T, Total, Allianz, Banco Santander, Deutsche Telekom, Eni, Enel, Telefonica, Iberdrola, Lloyds Banking Group, Rio Tinto, China Mobile, China Construction Bank, ICBC, Ping On Insurance. Companies from countries as USA, Eurozone, United Kingdom, Japan, Canada, Australia, China, India, Brazil, Mexico, Russia, Poland, South Korea, Taiwan, Egypt, Turkey, South Africa, etc. We can have a share their profitability and growth. We can be entrepreneurs or businessmen. Of all those businesses. Mostly, very good businesses.

                  https://www.consumergoods.com/top-100-consumer-goods-companies-2021

                  https://howmuch.net/articles/world-most-admired-companies-2018

                  https://fortune.com/worlds-most-admired-companies/

                  Today, all this is possible, very easy, can be done with low invested amounts and has very low costs.

                  Today, it is possible to invest in all these companies.

                  These companies are in the major global stock market and bond indexes. And today there are mutual funds or or investment products indexed to these indexes. They are investments that contain, either directly or indirectly, stocks and bonds of all those companies, and that in this way, replicate their growth and market performance.  With a single investment in one of these funds or similar products, we are investing in tens, hundreds or even thousands of these companies.  The minimum capital needed to invest in these investment index funds or similar products is very low, of the order of a thousand euros and in some cases even less.

                  And investment costs are also very low because their management fees and transaction costs are much lower than the funds where the professional managers make your own selection of investments.  As we shall see in another post, at the limit, it only takes two investments for a reasonable diversification. It is obvious that we can improve diversification if our wealth is greater than thousands of euros and we have more capital to invest, but in any case one does not need to do more than 6 to 10 investments. We will see yet another post that professional managers can’t usually do better than those types of passive funds or investments.

                  Our spending is income and profit of these companies. We want their revenues and profits are our gain! This is the logic and the rationale of passive management.

                  Previous Post

                  Investing in the world’s largest companies is to put the economy working for us

                  Next Post

                  What the Chinese and the Swiss have in common?

                  Investadmin

                  Investadmin

                  Related Posts

                  How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management
                  Investing

                  How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

                  2 de March, 2023
                  Outlook 2023: Part 5 – 2023 will be a transitional year with two halves
                  Investing

                  Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

                  17 de February, 2023
                  Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever
                  Investing

                  Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

                  17 de February, 2023
                  Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything
                  Investing

                  Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

                  16 de February, 2023
                  Outlook 2023: Part 2 – Investment losses in 2022 cost so much that sometimes we forget about previous gains
                  Investing

                  Outlook 2023: Part 2 – Investment losses in 2022 cost so much that sometimes we forget about previous gains

                  16 de February, 2023
                  Outlook 2023: Part 1 – 2022 was a bad year for investments, but we can’t lose the medium and long-term perspective
                  Investing

                  Outlook 2023: Part 1 – 2022 was a bad year for investments, but we can’t lose the medium and long-term perspective

                  31 de January, 2023
                  Next Post

                  What the Chinese and the Swiss have in common?

                  Leave a Reply

                  Your email address will not be published. Required fields are marked *

                  Trending

                  How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

                  How Women invest: Part 2 – The results are equivalent to those of men, but with significant differences in investment management

                  2 de March, 2023
                  Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

                  Outlook 2023: Part 5 – 2023 will be a transitional year with two halves

                  17 de February, 2023
                  Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

                  Outlook 2023: Part 4 – In changing economic cycle, policies, and market sentiment, valuation matters become more than ever

                  17 de February, 2023
                  Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

                  Outlook 2023: Part 3 – 2022 was bad for investments, but was not the same for everything

                  16 de February, 2023
                  Investorpolis

                  We developed this blog because we believe that only a small learning effort is needed to make a big change in the decisions and results of our investments and financial assets.

                  Main categories

                  • Investing Series Guide
                  • Wealth and Investing
                  • Retirement & Savings
                  • Tools
                  • More

                  Newsletter

                  Sign to our mailing list to receive updates direct to your inbox!

                  *We don’t spam

                  • Privacy Policy
                  • Cookie Policy
                  • Contacts

                  © 2021 - Investorpolis / Powered by Delta Soluções

                  • pt-pt Português
                  • fr Français
                  • es Español
                  • en English
                  • Home
                  • Investing Series Guide
                    • I. Goal Based Investing
                    • II. Compounding & Inflation
                    • III. Assets Risks & Returns
                    • IV. Efficient Diversification
                    • IX. Sustainable Investing and ESG
                    • V. The Investor
                    • VI. Assets and Investments
                    • VII. Index Funds
                    • VIII. Successful Investing
                    • X. Kits and Tips
                    • XI. Other Topics
                  • Retirement & Savings
                    • Retirement
                    • Savings
                  • Wealth and Investing
                    • Investing
                    • Wealth
                  • Tools
                    • Calculators
                    • Publications
                    • Sites and apps
                  • More
                    • Best of
                    • Reviews
                    • Snapshots
                    • Others
                  • About us
                    • Who we are
                    • Mission
                  • Login
                  • Sign Up
                  • Cart

                  © 2021 - Investorpolis / Powered by Delta Soluções

                  Welcome Back!

                  Login to your account below

                  Forgotten Password? Sign Up

                  Create New Account!

                  Fill the forms bellow to register

                  All fields are required. Log In

                  Retrieve your password

                  Please enter your username or email address to reset your password.

                  Log In
                  We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
                  Cookie configurationCookie PolicyAcceptReject
                  Manage consent

                  Privacy Overview

                  This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
                  Advertisement
                  Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
                  Analytics
                  Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
                  Functional
                  Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
                  Necessary
                  Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
                  Others
                  Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.
                  Performance
                  Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
                  SAVE & ACCEPT

                  Add New Playlist

                  Are you sure want to unlock this post?
                  Unlock left : 0
                  Are you sure want to cancel subscription?