Retirement & Savings
How many years do our public or social pensions last?
How many years do our pensions last? The total present value of pensions due measured in the number of last...
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What is the replacement rate of retirement pensions?
How do we pass the financial active life baton to retirement? What is the value of public or social pensions...
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How many years will we live in retirement?
Hopefully we will live for many and good years, that is, a long and healthy retirement. We want to have...
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Planning for a good financial life in retirement
In order to be prepared a very long, good and healthy retirement, and avoid the risk of running out of...
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Why we need to invest, and savings aren´t enough
What are Savings? What are Investments? Savings and investment products How much to Save and how much to Invest? Why...
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Investments returns are much higher than those of deposits and savings accounts
Real rates of return of financial investments are much higher than savings in all countries of the world Examples of...
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How do retired people live?
They want to make dreams come true, devote themselves to pure leisure with family and friends, and prepare for managed...
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Savings accounts do not earn enough due to their low returns
We don't go far with deposits or savings accounts The cases: Germany, United States, Japan, United Kingdom, the Eurozone and...
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Savings accounts don’t earn enough and don’t take us far
This is the first post in a series dedicated to the theme of the need to significantly increase investments due...
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Relying only on Social Security pensions for retirement is an illusion
Relying only on Social Security and other mandatory pensions (public and private) is increasingly not enough and we are the...
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We developed this blog because we believe that only a small learning effort is needed to make a big change in the decisions and results of our investments and financial assets.