YNAB, aka You Need a Budget, is one of the best and most popular budgeting programs and mobile apps on the market that brings the envelope method into the digital age.
With features like cloud sync, geo-smart payees and now balance updates, you can now walk around with your head held high, knowing that with every transaction you are one step further towards meeting your financial goals.
YNAB is based on four rules that many followers say has helped them stop living paycheck to paycheck by spending less money than they earn every single month:
YNAB links to your accounts to automatically import transactions.
The service also has the option of adding unlinked accounts by starting with your current balance and manually entering transactions.
YNAB is a great tool to help you bring your finances under control.
While it is available outside US/Canada, like in Europe and Australia, you might struggle to pair your non-US bank accounts with the YNAB app through Direct Import.
However, you can manually enter your account balance and details which will allow you to use the app’s features properly.
YNAB is available for iPhone, iPad and Android.
YNAB costs $83.99 a year ($6.99 a month) after a 34-day free trial period.