Investing Series Guide
How to diversify investments in major asset subclasses?
For a complete and efficient diversification we must move from the 2 major asset classes – stocks and bonds -...
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To invest well we need reason to take over emotion
“The investor’s main problem – and even his worst enemy – is likely to be himself.” Individual investors have investment...
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Who are we as investors? What is our investor profile?
To be successful in investing it is important to make diversified investments aligned with the investment time horizon and the...
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The goal-based planning and investing process in practice
The goal-based investing planning process comprises 5 phases: #1 Define possible financial objectives #2 Identify current and future available resources...
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Retirement is the main financial objective, but there are other
The main financial objectives are an emergencies fund, retirement, children tuition and financial capacity to maintain the standard of living...
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Asset allocation determines 90% of the investment’s performance
Asset allocation is one of the main determinants of investments returns, being much more important than securities selection and the...
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Stocks for the medium term and bonds for shorter periods
We can reduce risk over time: stocks for the medium and long term and bonds for shorter periods The stocks...
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Benefits of planning and investing by objectives
Goal-based investing (GBI) creates individual investment portfolios for each goal The rationale and benefits of investing with a goal-based investing...
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ABC of investments: what are Alternatives investments?
There are 4 large classes of financial assets relevant to investment: cash, stocks, bonds and alternatives (reminder) The main subclasses...
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Compounding interest is the 8th Wonder of the World
Compounding interest is the 8th Wonder of the World, the time powerful growth, financial magic, and the rule of 72...
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We developed this blog because we believe that only a small learning effort is needed to make a big change in the decisions and results of our investments and financial assets.